Sign up for CRA Direct Deposit

The Government of Canada has partnered with Canadian financial institutions, including Me-Dian Credit Union to offer Canada Revenue (CRA) direct deposit enrolment online through our website. You can now sign up for CRA direct deposit or change your account information via our website Me-Dian Credit Union. Once you provide consent through Me-Dian Credit Union for your banking information to be shared with the CRA, your direct deposit information will be updated the following day.

If you are not already registered for the CRA’s digital services, signing up for direct deposit or changing your account information through us is easy and secure!


Step 1: To access this feature, log into your MemberDirect Online Banking and click on Account Services.

Step 2: Click "Set up CRA Direct Deposit".

Step 3: Input in your information and click Submit.

With this feature there is no waiting for your payments any longer as it will be deposited directly into the account set up.

Additional Information


Canadian taxpayers are eligible for the direct deposit enrolment service. If an individual has never filed a tax return with the CRA, they are not eligible to sign up for the CRA direct deposit service through their financial institution. The direct deposit service is strictly for individuals using their SIN to register.

Fraud Prevention

You can verify that a payment has been received by checking your banking statement on the account you used to sign up for direct deposit. Your payment amount will be deposited directly into the account. You can also confirm that the payment was sent by the CRA by logging into CRA’s My Account.

Me-Dian Credit Union or the CRA will never send you an email, text or Interac e-transfer to a link asking for your personal information to receive your benefit payment or refund. These are scams and taxpayers should never respond to these fraudulent communications or click on any of the links provided. Direct deposit helps reduce the risk of mail fraud and delays caused by a postal disruption.

General CRA Direct Deposit

With direct deposit, you receive your tax refunds and benefit payments faster and securely, directly in your account at a Canadian financial institution, including Me-Dian Credit Union. You can also sign up for direct deposit through My Account or by using the MyCRA and MyBenefits CRA apps from your mobile device, or through your financial institution. For more information, go to

If you file online and have direct deposit, you should receive your refund in as little as eight business days. Paper returns could take up to eight weeks. Direct deposit is a fast, convenient, and secure way to get your CRA payments directly into your bank account at a financial institution in Canada.

For more information and ways to enroll for direct deposit, go to

With direct deposit, you can quickly receive payments directly into your account with a financial institution. This includes payments such as your:

  • Income tax refund
  • GST/HST credit and any similar provincial and territorial payments
  • Canada child benefit and any similar provincial and territorial payments
  • Canada workers benefit

If you have already signed up for direct deposit with the CRA, we will use the existing bank account information for any payments you are entitled to receive. If you are fully registered for the CRA's My Account, you can verify your direct deposit information through this online self-service portal.

If your payment method is direct deposit, you can expect to receive the payment within 5 business days of the scheduled payment date. If your payment method is cheque, you can expect the cheque in the mail within 10 business days. Please allow this time before contacting the CRA about your payment. If you submit multiple requests to update your direct deposit information, the most recent enrolment you complete will become the account on file with the CRA. Direct deposits will only be made into one account, at one financial institution.