Account Related Service Fees

Cheques/Payment Services

EFFECTIVE AS OF FEBRUARY 1, 2016

Cheque Certification

Member $10.00
Non Member $20.00

Stop Payment

Cheque 15.00 w/ full details, 25.00 w/o details
Pre-Authorized Payment 15.00 w/ full details, 25.00 w/o details per item

NSF Items (Cheques, Pre-Authorized Payments)

If returned NSF $45.00
If paid (plus overdraft interest charge*) $5.00
Chargeback (item deposited and return dishonoured) $10.00
Duplicate Cheque Chargeback $10.00

Items Received on collections

Collection from another Credit Union $25.00
Resubmission Fee $15.00
Collection from another Financial Institution $35.00

Primary Orders/Cheques

Primary Order $7.50
Money Order USD $7.50 USD
Lost Primary Order - Replacement Fee $35.00 plus New Primary Order Fee
Counter Cheque $1.00

Other Account Services

Utility Bill Payments

In Branch or Via Fax Bill Payment $1.50
On line Bill Payment $0.50
Bill Payment Trace Request $35.00

Debit Card Replacement

First Card Issued NO CHARGE
1st Replacement Card NO CHARGE
Replacement Card Thereafter $20.00

Account Closures

Within 90 days of opening $15.00
Balance of Account (close/transfer out to another Financial Institution) $20.00

Cheque Image Request

Within 90 days of statement delivered $1.00 per cheque/page
After 91 days of statement delivered $1.00 per item plus $25.00 per hour
Copies of cheques deposited to member accounts $25.00 per hour plus $1.00 per page

Transfers

Automated transfer to cover cheque $3.00
Telephone/Fax/Mail $5.00

Wire Transfers

Incoming: Canadian funds from a Canadian Financial Institution $15.00
Incoming: US funds from a US Financial Institution $17.50 USD
Incoming: US funds from a Canadian Financial Institution $25.00
Outgoing: Canadian funds to a Canadian Financial Institution $25.00
Outgoing: Canadian funds to a US Financial Institution $25.00
Outgoing: US funds to a Canadian Financial Institution $25.00
Outgoing: Canadian funds to outside Canada/US $35.00

Record Keeping

Interest paid or received letter request $20.00
Bank Account Confirmation $25.00

Voucher Search

less than 90 days NO CHARGE
greater than 90 days $25.00 per hour - $15.00 min charge

Standing Orders

initial set up $5.00
each scheduled order $3.00
Statement Print in branch $1.00 per page
Online Statement NO CHARGE

Inactive/Dormant/Unclaimed Accounts

Non-Reply to Notice-Annual Maintenance Fee $25.00

Monthly Maintenance Fee - Personal

$4.00 - Chequing Account
Monthly Maintenance Fee - Business $5.00 - Chequing Account
Monthly Paper Statement Fee - Personal $5.00
Monthly Paper Statement Fee - Business $10.00

Cash and Coin Orders

Regular Order $75.00 plus 0.05% of Cash Order
Special Order $225.00 plus 0.05% of Cash Order
Coin In $2.00 per $100.00
Coin Out $2.00 per $100.00 plus $15.00 for 2+ boxes ordered

Miscellaneous

Withdrawl at Me-Dian Credit Union ATM FREE
Withdrawl at other DING FREE Credit Union ATMs FREE
POS Withdrawl $0.35
Pre Authorized Payments (per payment)* $0.50
Personal Cheque Clearing (per cheque)* $0.50
Cheque Not written in Currency of Account $20.00
Cashing Cheques (drawn on Me-Dian Credit Union) for non members $5.00
Fax request for cash pick up via fax $5.00
Member request to fax documents $0.50
Trace a Primary Order $35.00
Trace a Money Order $35.00

CAFT Fees

Initial Set Up Fee $50.00
File created $2.00 per file
-Every File Created Inside this File $0.25 per file
Changes/Traces to the Originator $15.00
Rejects/Recalls $1.50 per
Automatic Release Charge $5.50 per item
Tech Support from Cups As Assessed by CUPS
Returns (NSF) $3.00 per item
Adding Additional Users $13.00
Password Reset Charge As Assessed by CUPS
Updating Existing Originator $35.00

Manual Caft Fees

Initial Set Up $25.00
Chargebacks/NSFs $3.00
Recalls $1.50
*fee taken from account at the end of the month