Service Fees

Image

Cheques/Payment Services

Cheque Certification

Member

$10.00

Non Member

$20.00

 

Stop Payment

Cheque

10.00 w/ full details, 20.00 w/o details

Pre-Authorized Payment

10.00 w/ full details, 20.00 w/o details per item

 

NSF Items (Cheques, Pre-Authorized Payments)

If returned NSF

$45.00

If paid (plus overdraft interest charge*)

$5.00

Chargeback (item deposited and return dishonoured)

$7.00

Duplicate Cheque Chargeback

$10.00

 

Items Received on collections

Collection from another Credit Union

$25.00
 

Resubmission Fee

$15.00
 

Collection from another Financial Institution

$35.00

 

 
Primary Orders/Money Orders/Cheques

Primary Order

$7.50

Money Order USD

$7.50 USD

Lost Primary Order - Replacement Fee

$35.00 plus New Primary Order Fee

Counter Cheque

$1.00

 

Other Account Services

Utility Bill Payments

In Branch or Via Fax Bill Payment

$1.50

On line Bill Payment

$0.50

Bill Payment Trace Request

$35.00

 

Debit Card Replacement

First Card Issued

NO CHARGE

1st Replacement Card

NO CHARGE

Replacement Card Thereafter

$10.00

 

Account Closures

Within 90 days of opening

$12.00

Balance of Account (close/transfer out to another Financial Institution)

$20.00

 

 
Cheque Image Request

Within 90 days of statement delivered

$1.00 per cheque/page

After 91 days of statement delivered

$1.00 per item plus $25.00 per hour

Copies of cheques deposited to member accounts

$25.00 per hour plus $1.00 per item

 

Transfers

Automated transfer to cover cheque

$3.00

Telephone/Fax/Mail

$5.00

 

Wire Transfers

Incoming: Canadian funds from a Canadian Financial Institution

$15.00

 

Incoming: US funds from a US Financial Institution

$17.50 USD

 

Incoming: US funds from a Canadian Financial Institution

$25.00

 

Outgoing: Canadian funds to a Canadian Financial Institution

$15.00

 

Outgoing: Canadian funds to a US Fiancial Institution

$25.00

 

Outgoing: US funds to a Canadian Financial Institution

$25.00

 

Outgoing: Canadian funds to outside Canada/US

$35.00

 

 
Record Keeping

Interest paid or received letter request

$20.00

Bank Account Confirmation

$25.00

 

Voucher Search

less than 90 days

NO CHARGE

greater than 90 days

$25.00 per hour - $15.00 min charge

 

Standing Orders

initial set up

$5.00

each scheduled order

$3.00

Statement Print in branch

$1.00 per page

Online Statement

NO CHARGE

 

Inactive/Dormant/Unclaimed Accounts/

Non-Reply to Notice-Annual Maintenance Fee

$25.00

Monthly Maintenance Fee

$2.00 - Chequing Account

 

Cash and Coin Orders

Regular Order

$75.00 plus 0.05% of Cash Order

Special Order

$225.00 plus 0.05% of Cash Order

Coin In

$2.00 per $100.00

Coin Out

$2.00 per $100.00 plus $15.00 for 2+ boxes ordered

 

Miscellaneous

Withdrawl at Me-Dian Credit Union ATM

FREE

Withdrawl at other DING FREE Credit Union ATMs

FREE

POS Withdrawl

$0.35

Pre Authorized Payments (per payment)*

$0.50

Personal Cheque Clearing (per cheque)*

$0.50

Cheque Not written in Currency of Account

$20.00

Cashing Cheques (drawn on Me-Dian Credit Union) for non members

$5.00

 

Fax request for cash pick up via fax

$5.00

 

Member request to fax documents

$0.50

 

Trace a Primary Order

$35.00

 

Trace a Money Order

$35.00

 

 
CAFT Fees
 

Initial Set Up Fee

$50.00

 

File created

$2.00 per file

 

-Every File Created Inside this File

$0.25 per file

 

Changes/Traces to the Originator

$15.00

 

Rejects/Recalls

$1.50 per

 

Automatic Release Charge

$5.50 per item

 

Tech Support from Cups

As Assessed by CUPS

 

Returns (NSF)

$3.00 per item

 

Adding Additional Users

$13.00

 

Password Reset Charge

As Assessed by CUPS

 

Updating Existing Originator

$35.00

 

 
Manual Caft Fees
 

Initial Set Up

$25.00

 

Chargebacks/NSFs

$3.00

 

Recalls

$1.50

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